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                                                                        Huddle House had been similarly affected.
                                                                        "Criminals compromised a third-party point
                        Some retailers spared data                      of sale vendor's data system and utilized the
                          breach lawsuits, for now                      vendor's assistance tools to gain remote access
                                                                        – and the ability to deploy malware – to some
                                                                        Huddle House POS systems," the firm said in
                  It just became tougher for consumers in some states to pursue   a statement. Like the criminals responsible for
                  negligence claims against retailers when their card information is   the Checkers intrusion, thieves used malware to
                  snatched in data breaches involving those retailers. In a ruling handed   capture information stored on magnetic-stripe
                  down May 31, 2019, the Eighth Circuit Court of Appeals affirmed lower   credit and debit cards.
                  court rulings that consumers can't pursue claims against grocery chain   And in February, North Country Business
                  SuperValu Inc. just because their card information was caught up in   Products, a Minnesota a firm that provides POS
                  a cyberattack on the chain. They must demonstrate monetary losses.  systems for the hospitality and grocery sectors,
                                                                        said its IT system had been breached, which
                  The court also rejected an attempt to sue under the Federal Trade   enabled attackers to plant malware on the POS
                  Commission Act, ruling that only the Federal Trade Commission can   networks of more than 130 restaurants, bars and
                  pursue actions under that act. The Eighth Circuit Court of Appeals   coffee shops. The malware harvested cardholder
                                                                        names, card numbers, expiration dates and CVV
                  reviews decisions rendered by U.S. District Courts across the country's   numbers, the company said.
                  midsection, including Iowa, Missouri, Minnesota, Nebraska, North
                  Dakota, South Dakota and parts of Arkansas.           "Point-of-sale systems are a prime target for
                                                                        cybercriminals because they can access a variety
                                                                        of businesses and customers," said Ryan Wilk,
                                                                        who was vice president of customer success at
                                                                        NuData Security until his untimely death in May
                                                                        of this year. "To avoid getting hit by any creative
                                        NOW OFFERING                    form of malware, it is essential to continuously
                                                                        monitor POS devices and update security patches
                                                                        regularly." NuData is owned by Mastercard and
                                                                        specializes in passive biometrics and behavioral
                                                                        analytics technology.
                                   CRYPTOCURRENCY                       Millions of medical records breached
                                            PROCESSING                  Although notable, the scope of these breaches

                                                                        pales in comparison to recent hacks involving
                                                                        major medical diagnostic firms. According to
                                                                        reports filed with the Security and Exchange
            DISTINGUISH YOURSELF FROM YOUR COMPETITION                  Commission, a breach of American Medical
                                                                        Collection  Agency,   a   third-party  billing
            Cryptocurrency processing, enabled by Electronic Merchant Systems
            (EMS), provides you with a unique opportunity to stand out.   collections service employed by Quest contractor
                                                                        Optum360, compromised information on nearly
            •  Merchants Funded in US Dollars   •  Help Payments Move Faster  20 million patients over an eight-month period,
            •  Safe & Secure Payments  •  Minimize the Likelihood of    ending in March 2019. SEC filings in June by
                                        Chargeback Fraud                Quest Diagnostic and LabCorp. indicate the
                                                                        intrusion exposed personal identification and
            TARGET MARKETS
                                                                        client payment card information, but no medical
                                                                        information or lab test results.
            •  High-End Retailers    •  Nutraceuticals
            •  Car Dealerships       •  Real Estate                     The breaches triggered dozens of lawsuits against
            •  Travel Business       •  Bail Bonds                      Quest,  LabCorp  and  AMCA,  as  well  as  federal
            •  CBD                   •  Gold, Silver, Precious Metal       and state inquiries. New Jersey's Democratic
            •  Paraphernalia         •  Contractors                     senators, Cory Booker and Robert Menendez,
            •  Insurance             •  Time Share                      are demanding answers from AMCA on how the
                                                                        breach occurred and why it took eight months to
                                                                        detect.

                                                                        "Consumers should be able to have a reasonable
            866.887.8907  |  emsagent.com
                                                                        expectation that, when they share their personal
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