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            salespeople who are often in the   Although  words  can  kill  deals,  skilled  use  of  words  can  build  trust,
            field). An email exchange is not   convey urgency and save business relationships. When choosing a form of
            comparable to a real-time con-    communication, it should be objectively clear that the best way to eliminate
            versation.  It's  also  a  simple  way   confusion and expedite results is to have a real conversation. And the best way
            to avoid conversations. "I sent   to accomplish that is by a phone call or in-person visit.
            an email" is often an explanation
            when something goes sour.         A real-time conversation can address the parties' underlying motivations better
                                              than any other form of communication. In the example I gave above, if the
         •  Texts.  Texting is the preferred   processor had phoned instead of sending an email, the discussion could have
            option by a growing number of     centered on why the added documentation was needed, and the response
            people. I may be a contrarian, but   could have been expedited. Of if the MLS had called to discuss the processor's
            the primary purpose I see in us-  request after receiving the email, a delay could have been avoided – and the
            ing texts in business communica-  deal could have been saved.
            tions is when in front of a client or
            customer, and a quick response    Don't automatically default to whatever form of communication you prefer. If
            to a basic question is needed.    anything, default to the telephone. Remember, the deal you save may be your
                                              own.
            I believe texting is overused to-
            day as a communication tool. It is
            expected that when a text is sent   Jeff Fortney is senior vice president of business development and partnerships for TouchSuite LLC,
            the  recipient  will  immediately   a fintech company providing POS systems, payment processing, SEO solutions, working capital
            respond. It's also expected that   and marketing services to small and midsize businesses. A long-time payments industry profes-
            the person receiving the text will   sional and mentor, Jeff focuses on strengthening and developing corporate partnerships and eval-
            understand the language and       uating new business to drive strategic growth. He can be reached at jfortney@touchsuite.com.
            symbols used (subtle distinctions
            between some emoticons, for ex-
            ample). Ultimately, between ty-
            pos, symbols and abbreviations,
            a text has great potential for fos-
            tering confusion and error. And a
            text message exchange is not the
            ame as a conversation.

         •  Phone: The telephone is a tool
            for conversation. It facilitates
            neither a documentation share
            nor a paper trail. In fact, unless
            recorded, a phone conversation
            does  not  create  any  trail.  You
            cannot submit a merchant appli-
            cation, nor can you complete any
            needed added documentation.
            The phone does create a sense
            of urgency, though, and is the
            only form where a person's tone
            is easy to discern. Emotions can
            be perceived even when someone
            doesn't voice them.

            In emails and texts, tonality can
            be implied as well as inferred
            (and often the tonality the recipi-
            ent infers is not what the sender
            intended). This can create an ad-
            verse emotional response, leading
            to negative consequences. There
            is typically little confusion once
            a phone conversation is complete.
            And a five-minute conversation
            can save hours, even days.

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