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        FreedomPay bring together end-to-end, holistic payment   through connectivity. For Michael Chall, head of business
        solutions that help merchants and clients leverage data   development, global partnerships at Visa, it's optimizing
        and engage customers."                                  the payments experience. For Prasad Tendulkar, vice
                                                                president  of  engineering  at  Sephora,  it's  personalizing
        Chris Kronenthal, president at FreedomPay, agreed, stating   the customer experience across all channels. For Greg
        companies had to execute rapidly during the pandemic.   Schmitzer, president at Mad Mobile, it's reinventing the
        Holistic solutions gave them access to free-moving      customer experience by enhancing, not replacing legacy
        networks of connectivity, democratizing payments.       systems.

        "Democratization means playing and talking with anyone   For Joe Emig, senior vice president, financial institutions
        while protecting your data and using the intelligence that   and technology partnerships at Global Payments, it's about
        comes out of that data," Kronenthal said. "Open, connected   staking out fresh new territories, which he compared to
        platforms enrich partnerships and enable merchants to   homesteading the American Midwest in the 1800s.
        plug into an array of technology providers and merchants
        are beginning to understand the power of that."         "It could be 160 acres or 400 acres; all the person had to do
                                                                was go there, occupy the space and build a thriving life for
        Room for innovation                                     themselves," he said. "In payments today, there are wide

        I recently moderated FreedomPay's Next Level Commerce   open spaces where we can take our solutions and create
        roundtable with executives from FreedomPay, Visa,       conveniences that may not have existed before."
        Sephora, Mad Mobile and Global Payments. Themed Retail
        Resilience, the recorded discussion was followed by a live   Dale S. Laszig, senior staff writer at The Green Sheet and managing
        Q&A session. Everyone addressed the same fundamental    director at DSL Direct LLC, is a payments industry journalist and content
        question: Are you being served?                         strategist. She can be reached at dale@dsldirectllc.com and on Twitter
                                                                at @DSLdirect.
        For Barry Stearn, vice president, partnerships at
        FreedomPay,  service  is  enhancing  merchants'  choices




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