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NewProducts


                Enhanced platform expands, enriches


                                   merchant capabilities






                                                               While the terminal has an important role to play in the
                                                               payments  ecosystem,  Ingenico  has  focused  more  on  the
                                                               platform, he said, adding that Axium reflects the company's
                                                               holistic focus on not just the terminal, but the back end and
                                                               connecting rails as well.

                                                               "We don't look at the terminal; we start with the platform
                                                               and go out to the device," he said. "The platform is the most
              ngenico, a leading payment services provider, added  difficult thing to get right, and it is where you add value
              AXIUM Retail Core (ARC) capabilities to its U.S. line  to all aspects of the ecosystem including the retailer. That
              of AXIUM platform terminals.  The fully integrated  will ultimately enable the retailer to deliver the consumer
        I terminal application brings backward compatibility  experience that they are looking to deliver."
        and  enhanced  capabilities  to  integrators  and  merchants,
        enabling them to easily link payment services with other   Innovative, backward-compatible technology
        widely used systems, according to Brad Giles, senior vice   Citing Palm Vein as Ingenico's latest example of bio-
        president, marketing and sales enablement, Ingenico North   authentication innovation, Giles said that, through a
        America.                                               collaboration  with  Fujitsu,  the  solution  leverages  unique
                                                               characteristics of the human palm. Users can hold their
        "ARC supports legacy RBA and UPP APIs and is available   hand over a small reader to authenticate their ID. Palm
        on all AXIUM devices, to leverage this integration for any   Vein runs on AXIUM and in unattended environments, he
        use  case  within  the  North  American  market,"  Giles  said.   added.
        "Both integrated and semi-integrated solutions are available
        to provide businesses with a payment system that uniquely   Noting that AXIUM is backward compatible, Giles said
        suits their needs, meets stringent security requirements   customers and partners who are certified on the company's
        and offers an improved consumer experience."           Tetra platform can integrate with ARC, eliminating the
                                                               need to spend hundreds and thousands of dollars and
        Giles further  noted that ARC functionality supports a   countless man hours in certification and integration.
        variety of new features, such as an enhanced Android
        Studio screen designer with native Android layouts  and   "Once you certify and integrate to AXIUM, you have access
        the ability for customers to create their own user-interface   to the full depth and breadth of all form factors that we
        (UI) engine and for merchants to add their mobile apps to   currently have and will have in the future on the AXIUM
        the platform.                                          platform," he said. "If you are using the mobile oriented TXA
                                                               thousand, and you've decided that you also want to include
        The Android-based AXIUM platform supplies an           a countertop device, you've already certified it because it's
        innovative POS range, he added, which includes a payments   already on the AXIUM platform. We build in that flexibility
        applications portfolio, global APIs, white-labeled app store   so businesses can expand over time."
        and turnkey services, such as estate management, security
        and customer care.                                     With a continuing focus on enabling the payments
        End-to-end platform approach                           ecosystem, Ingenico provides services, support, enablement
                                                               tools,  technical  information,  product  and  feature  benefit
        While other companies have built software around existing  information to channel partners, whom Ingenico sees
        or new terminals, Giles pointed out Ingenico took a different  an  extension  of  the  company,  Giles  said, adding  that  the
        approach by focusing on the platform's quality and long-  Ingenico team understands how the services and assets
        term functionality. Bringing payment technology, services  they create will flow through the ecosystem to reach agents
        and partnership to the payment ecosystem is a core value  and ISOs.
        at Ingenico, Giles stated, adding, "We see all three as equal
        and working in harmony for the betterment of Ingenico's
        partners, resellers and end-user merchants."              Company: Ingenico North America
                                                                  Product: AXIUM
        Giles went on to say that Ingenico has also taken a unique
        approach to Android while other companies have focused    Website: https://ingenico.com/en
        on a variety of terminal types to bring multiple form factors   Contact: sam.boush@ingenico.com
        to market.
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