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                                              Insights and Expertise                                                             S Spotlight Innovators
                                                                                                                                                                             Spotlighting companies that promote
                                                                   military veterans could run a successful crowdfunding
                                                                   campaign.
                   Unlock Your                                     Investors                                                                                                 innovation in the payments industry
            Growth Potential                                       Finding an investor is a great way to get essential capital
                                                                   in a relatively quick period of time. The SBA has a host
                                                                   of resources to match investors with small-business
           With a BCP Loan                                         borrowers. Investors are usually venture capital firms.
                                                                   However, there is a steep tradeoff here. Normally, a
                                                                   small-business owner must agree to let the firm have
                                                                   a portion of ownership and give them an active say in
                                                                   the company. This isn’t good for small-business owners
                                                                   who desire complete control over the business or want
                                                                   to have sole say in what happens on a daily basis.
                                                                   However, venture capital firms have vast experience in
                                                                   many fields. Their input can be invaluable.

                                                                   This type of financial sourcing will provide capital to
                                                                   high-growth companies and will involve firms that
                                                                   are more willing to take risks that banks won’t touch.
                                                                   But, with higher risks comes higher stakes. It isn’t
                                                                   uncommon for a partnership to fall apart only for the
                                                                   venture capital firm to take up the business in full and
                                                                   run with it.
                                                                   Alternative funding options

                                                                   A merchant cash advance (MCA) is a financial product
                                                                   commonly used by small businesses to obtain funding
                                                                   quickly. Unlike traditional loans, where borrowers repay
                                                                   a fixed amount over time, an MCA involves receiving a                   Custom pages on our high-traffic website showcasing
                                                                   lump sum upfront in exchange for a percentage of future
                                                                   credit card sales or daily bank deposits. Essentially, it's             your company’s unique message
                                                                   an advance on future revenue.

                                                                   Repayment terms vary, but typically the borrower pays                  • Your own, customized News from the Wire that highlights
                                                                   back the advance, plus a fee, through a portion of their                 stories about your company
                                                                   daily credit card transactions or bank deposits until the
                                                                   total amount is repaid.
                                                                                                                                          • Featured content: updated monthly, either by your in-house
                                                                   While MCAs offer fast access to cash without requiring
                                                                   collateral or a high credit score, they often come with                  writers or by one of ours
                                       BOCA                        higher fees and can be more expensive than traditional
                                       CAPITAL                     loans. They can be ideal for businesses in urgent need of              • Custom infographics and videos
                                                                   capital, but they should be carefully evaluated for their
                                       PARTNERS                    long-term financial implications. MCAs are offered by                  • Premier content placement in each issue of The Green Sheet
                                                                   alternative funding providers with a faster turnaround
                                                                   time than banks can offer.                                             • And so much more...
             Get a loan from $100,000 to                           Note: I used the following resources in researching

           $5,000,000 for your ISO today                           this article: www.sba.gov, www.smallbusinessfunding.com,
                                                                   www.nerdwallet.com/article/small-business/small-business-
                                                                   grants, www.grants.gov/learn-grantsgrants-101.                                 Rick@greensheet.com


                 Call Now: 844-531-4957                            Chad Otar is CEO of Lending Valley Inc. For information about the                     707-284-1693
               bocacapitalpartners.com                             company, please visit www.lendingvalley.com. To reach Chad, send
                                                                   an email to chad@lendingvalley.com.


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