The Green Sheet Online Edition
March 9, 2026 • 26:03:01
Industry Update
ANNOUNCEMENTS
Recognized in G2's 2026 Best Software Awards
Chargeflow was honored in G2's 2026 Best Software Awards, earning a place on the Best Commerce Software Products list. The recognition is based on verified customer reviews and market presence data, reflecting strong user feedback during 2025, Chargeflow stated, adding that it provides AI-driven chargeback automation and fraud prevention tools that help more than 15,000 global ecommerce merchants recover revenue and manage post-purchase risk. Company executives added that the award validates Chargeflow's mission to combat friendly fraud and transform chargebacks from a cost burden into a predictable, data-driven growth opportunity.
ClassDojo launches embedded payments
ClassDojo introduced ClassDojo Payments, an embedded solution launching in 2026 that allows schools to collect fees, manage fundraisers, and process payments within the same platform used daily by millions of families and educators. Powered by Pay Theory, the system supports digital payments and cash-to-digital options at retailers including CVS and Walgreens, addressing the needs of unbanked and underbanked households, ClassDojo stated, adding that the platform offers districtwide visibility, PCI-DSS Level 1 security, and FERPA and COPPA compliance, consolidating communication, engagement and financial operations into a single system.
FintechOS earns certified software designation
FintechOS earned Microsoft’s Solutions Partner with certified software designation for financial services AI. This is because its platform, FintechOS 8, meets Microsoft standards for interoperability, security, governance, responsible AI and enterprise performance on Microsoft Cloud. The certification supports financial institutions seeking to move AI from pilot projects into regulated production environments. FintechOS 8 integrates products, workflows, governance and AI into a unified operational platform. Built on Microsoft Azure, the system is designed to help banks streamline loan origination and insurers modernize legacy policy systems by embedding AI for data ingestion, personalization, underwriting and workflow automation while maintaining regulatory oversight and operational control.
Nayya on Forbes Fintech 50 for 2026
Nayya was named to the Forbes Fintech 50 for 2026, marking its first appearance on the list of the most innovative private U.S. fintech companies. The recognition highlights Nayya's AI-driven benefits platform and 2025 launch of its Agentic Platform, designed to automate high-impact employee benefits decisions. Nayya also expanded through its acquisition of Northstar, adding personalized financial planning and CFP adviser access. Serving millions through employer partnerships, Nayya reported its partners have experienced increased engagement and reduced HR inquiries while transforming benefits into an always-on resource.
Run Payments named 2026 ISO of the Year by ETA
Run Payments was named 2026 ISO of the Year by the Electronic Transactions Association, with honors to be presented at TRANSACT 2026 in Atlanta. The ETA recognized Run for its partner-first operating system that streamlines merchant onboarding, activation, portfolio management and multi-processor flexibility. The company's platform includes Run Partner, Run Merchant, and Run Developer solutions supporting ISOs, agents, SaaS platforms and financial institutions. Additionally, Megan Wheeler, head of partnerships, was named to ETA's 2026 Forty Under 40 class, highlighting Run's leadership in integrated payments and partner enablement.
RESEARCH
80% of German retailers plan checkout hardware changes
Castles Technology reported that 80 percent of German retailers plan checkout hardware upgrades within two years, with half expecting full POS software replacement. Castles' Germany at the Checkout: POS Outlook 2026 report also noted that cash accounts for 35 percent of revenue, while card payments represent 38 percent and are projected to rise. Contactless dominates card usage, and mobile wallets exceed 12 percent of cashless transactions. Self-checkout adoption has surged, with installations doubling since 2023. Regulatory mandates, including PCI DSS v4.0 and EU rules, are accelerating modernization as retailers prioritize compliance, automation and mobile POS growth.
Blaming AI an emerging chargeback trend
Chargebacks911 warned that the rise of agentic commerce, where AI systems execute purchases on consumers' behalf, appears likely to create a new category of chargebacks. As Visa and Mastercard expand infrastructure for agent-initiated transactions, disputes may shift from fraud or merchant error to mismatched customer intent. In these cases, purchases are authorized but not aligned with expectations. Chargebacks911 said merchants must prepare by defining agent permissions, improving transparency and building new evidence trails to prove intent as AI-driven transactions increasingly occur without a direct human click.
Retailers can boost financial inclusion with better ATM access
NCR Atleos Corp. released new research showing that cash remains vital across the United States, particularly in low-to-moderate income (LMI) communities. Drawing on data from the nation's largest independently owned ATM network, Atleos found rising transaction volumes and higher withdrawal totals per machine. ATMs in LMI areas average 38 percent more transactions than those in affluent neighborhoods, despite fewer machines overall. Withdrawal amounts are similar across income levels, underscoring broad reliance on cash. The findings suggest banks and retailers can strengthen financial inclusion and resilience by optimizing ATM access, especially in underserved markets.
Consumers increasingly using AI to find products, deals
Synchrony reported growing use of generative AI in shopping, with 56 percent of U.S. consumers surveyed using it during the 2025 holiday season, primarily to compare products (34 percent) and find the best prices (29 percent). Its In Sync with Consumers survey shows 75 percent of shoppers are spending more time seeking value, signaling AI's expanding role in purchase decisions. Adoption is strongest among Gen Z, with many comfortable receiving AI-driven product and financing recommendations. The findings suggest AI-powered, personalized shopping experiences increasingly influence payments, loyalty and credit decisions across retail.
Americans struggling to build emergency savings
WalletHub’s 2026 Emergency Savings Survey found many Americans are struggling to build financial safety nets. Two-thirds of respondents in the study said the affordability crisis has reduced their emergency savings, and nearly one in five could not access $1,000 in cash within 24 hours for an urgent need. About 64 percent of participants cited insufficient income as the main barrier to saving, while 36 percent blamed inflation and another 36 percent pointed to debt.
Nearly 40 percent earn less than 3 percent APY on emergency funds. Despite challenges, 59 percent report including emergency savings in their monthly budgets.
PARTNERSHIPS
Alkami now a Nacha Preferred Partner
Alkami Technology was named a Nacha Preferred Partner, recognizing its role in supporting secure, compliant automated clearing house (ACH) payment capabilities for financial institutions. The designation places Alkami among a select group of technology providers advancing the ACH network, which processed 35.2 billion payments totaling $93 trillion in 2025, Nacha stated. Alkami’s platform enables banks and credit unions to originate and receive ACH payments, manage returns and notifications of change, and support commercial clients with risk and compliance tools. Features such as ACH Positive Pay, automated alerts and detailed remittance data help businesses monitor transactions and prevent fraud, while reinforcing Alkami’s alignment with Nacha rules and best practices, Alkami added.
InComm, SKUx collaborate on humanitarian aid payments
InComm Payments and SKUx formed a strategic partnership to expand digital payment distribution using real-time item-level controls and blockchain transparency. The collaboration aims to improve delivery of financial aid, consumer packaged goods promotions and other digital payments while ensuring funds are used for specific items and purposes. The solution combines InComm’s retail distribution network with SKUx’s blockchain-based payment platform and SKUPay retail integrations. The companies said the approach will help organizations distribute branded digital payments more efficiently while providing better oversight and faster settlement. The partnership also supports emerging payment models, including stablecoins, and aims to strengthen financial resilience initiatives across the United States.
Klarna, Article facilitating flexible payments at checkout
Klarna teamed up with Article to offer flexible payment options at Article's online checkout in the United States and Canada. Shoppers can pay in full, split purchases into four interest-free payments or finance larger orders over time. With average sofa prices around $1,500, the move reflects growing demand for payment flexibility on big-ticket home purchases., the partners said. Klarna added that home essentials is one of its fastest-growing categories in North America, as consumers seek greater control and convenience when investing in furniture and décor.
Paysafe, Spreedly team up on payment orchestration
Paysafe partnered with Spreedly to integrate Paysafe as an acquirer within Spreedly's global payment orchestration platform. The Paysafe Gateway will process online credit and debit card transactions for merchants targeting Europe, North America and other markets. Already live with several online trading brokers and financial services firms, the partnership is expected to expand through 2026. Beyond card acquiring, merchants can also access Paysafe's alternative payment methods, including Skrill, Neteller and PaysafeCard, broadening payment optionality across Spreedly's network of gateways and payment methods, the partners stated.
Nayax, Tritium tackle payments for EV charging
Nayax Ltd. is working with Tritium to deliver a unified card-present payment solution across Tritium's EV charging network in more than 50 countries. Integrated via cloud-based protocols, Nayax enables operators to retrofit chargers quickly for cashless payments and connect to its Charge Point Management Software or approximately 30 other CPMS providers.
The solution supports tap-to-charge, session monitoring and customized e-receipts. The partners said adding credit and debit card acceptance enhances accessibility and flexibility, supporting broader consumer adoption as global EV charging demand accelerates.
Unicity, PadUp aim to accelerate agentic commerce
Unicity Labs is collaborating with PadUp Ventures to accelerate agentic commerce development in India. The program will mentor and fund startups building AI agent-driven applications for sales, supply chains and payments using the Unicity Protocol, a peer-to-peer blockchain architecture designed for high-speed, autonomous transactions.
PadUp will launch a dedicated acceleration track and collaborate on go-to-market efforts targeting India's 63 million small and midsize businesses. The initiative aims to leverage India's large startup ecosystem and digital payments growth to scale infrastructure for machine-speed commerce.
ACQUISITIONS
Brinks agrees to purchase NCR Atleos
The Brink's Company will acquire NCR Atleos Corp. in a cash-and-stock deal valued at approximately $6.6 billion, including assumed debt. The transaction combines Brink's global cash management and route infrastructure with NCR Atleos' ATM software, services and 78,000-machine owned network. The merged company will operate across more than 140 countries, generating about $10 billion in revenue, Brinks stated, adding that it expects $200 million in cost synergies within three years and at least 35 percent EPS accretion, alongside stronger recurring revenue, expanded digital retail solutions and improved free cash flow.
RevSpring acquires
RevSpring acquired TrustCommerce to expand its integrated healthcare payments capabilities. The combined company will unify financial engagement and payment processing, helping providers and payers reduce vendor complexity, improve reconciliation and streamline revenue cycle operations, RevSpring stated, adding that TrustCommerce adds enterprise gateway connectivity and deeper EHR integrations, while maintaining flexible merchant relationships. The move, RevSpring noted, follows its acquisition of Kyruus Health and advances its strategy to deliver more connected healthcare experiences. Together, the companies aim to simplify workflows, enhance operational visibility and strengthen secure, compliant patient payment solutions nationwide.
Visa completes acquisitions in Argentina
Visa reported that it completed its acquisition of Prisma Medios de Pago and Newpay, expanding its footprint in Argentina. Prisma provides issuer processing for credit, debit and prepaid cards, while Newpay operates real-time payments, the Banelco ATM network and PagoMisCuentas bill pay platform. Visa said the integration will accelerate innovation, including tokenization, biometric authentication and intelligent risk tools, while maintaining brand-agnostic processing. In addition, Visa said the deal strengthens its ability to modernize Argentina's payments infrastructure and enhance speed, security and flexibility for financial institutions and consumers.
APPOINTMENTS
Pablo Baragiola joins Muesli
Pablo Baragiola accepted the position of vice president of fraud at Kueski to strengthen platform security as the company scales its digital lending ecosystem in Mexico. Kueski said it operates the top finance app on Android in Mexico, with nearly 1 million monthly downloads and about 40 million loans issued to date. Specializing in AI-driven fraud and risk management, Baragiola brings experience from Robinhood, Nubank and Capital One to his new role. He will lead enhancements to Kueski's fraud prevention, automation and real-time decisioning architecture to support disciplined growth and maintain trust at scale.
Flywire selects Patrick Blanc
Flywire Corp. appointed Patrick Blanc as chief technology officer to lead global engineering, implementation and technical support as the company advances its AI-first strategy. Blanc brings to the company more than 20 years of payments technology experience, including leadership roles at Visa, PayPal and Ingenico. He will oversee technology execution across Flywire's global payments platform and vertical software, supporting growing client demand. The move coincides with former CTO David King transitioning to chief product officer and co-president of Global Education, reinforcing Flywire's focus on innovation, vertical expertise and scalable software-driven payments solutions.
Worth appoints new CFO and CRO
Worth said it appointed Keith Durden as chief financial officer and Christian Miller as chief revenue officer following a strong 2025 that solidified its position in AI-powered onboarding and underwriting infrastructure. The hires support Worth's next phase of global expansion and institutional adoption as demand grows among banks and fintechs for automated, AI-driven financial services. Durden, formerly of Stax, will oversee financial strategy and scalable operating models. Miller, a veteran of banking and payments, will expand revenue and sales operations, strengthening enterprise relationships and broadening adoption of Worth's AI capabilities across industries
Holmes joins Brightwell board of directors
Brightwell appointed payments industry veteran Alex Holmes to its board of directors. Holmes brings more than 30 years of leadership experience in global payments and financial services, including his tenure as chairman and CEO of MoneyGram International, where he led a major digital transformation and expanded the company’s global reach. Brightwell said Holmes’ expertise in scaling payment infrastructure and navigating regulatory environments will support its next phase of growth. The company provides technology that enables banks and credit unions to embed cross-border payments directly into digital banking platforms, allowing customers to send international transfers without leaving their primary banking channel. 
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