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Spotlight Innovators

In addition to helping merchant’s grow through enhanced payment acceptance vehicles, introducing value added products
and services also creates an opportunity for sales partners to expand their own residual earnings. For this reason, when
sales partners are looking to shift to a new merchant services company, value added services are often high on the priority
list.
Expect more than the norm

NAB offers a full set of value added service offerings for sales partners to introduce to clients. The list includes everything
from traditional payment products such as debit, credit and ACH, a variety of gift and loyalty programs, and also scalable
mobile payment and tablet products. In fact, it is NAB’s standard to ensure sales partners always have something more to
offer a client to help them strengthen and grow their businesses.

To sweeten this product portfolio further, NAB implemented the Capital for Merchants cash advance program. This
product is an excellent business development solution designed to help the small-to-medium sized business (SMB) boost
its ability achieve the growth objectives that are often unattainable without financial assistance.

Exclusively owned, offered, and supported through NAB, Capital for Merchants account approvals are easier to obtain
than a conventional business loan. The application process and review period are also much faster than traditional loan
programs. As a result, on boarding is far more efficient, with applications processed and approved same day and funding
made available within 24 hours after submittal.

“We’re changing perceptions about cash advance products in the industry through accelerated approvals and positive
underwriting changes,” said Capital for Merchants President Rhett Rowe. “We can now even board customers into the
program that don’t have existing NAB merchant accounts through our ACH program.”
The Capital for Merchants product also offers NAB sales partners unique selling benefits not always available in other
cash advance programs. The product compensation schedule is one of the best in the industry, with earnings as high as
8% up-front and 2% in residuals on pay-back amounts for both initial and renewal accounts.

NAB sales partners also have the flexibility of offering up to $500,000 to each customer, depending on qualification, and
factor rates for the program are exceptionally competitive. In addition, the Capital for Merchants’ nimble underwriting
process allows for boarding individual merchant locations on separate applications and re-payment durations can also be
stretched to 18 months when authorized.

“Our program gives a merchant options and the chance to maximize the independent borrowing power of every branch
location in its network,” added Rowe, “It is designed to give them the flexibility they need to make updates and increase
business, which is always a win-win proposition for both the client and their sales partner.”

If you’ve been looking for a well established ISO with a world class value-added product suite that includes an easy
to board cash advance product, it may be time to take a look at NAB and its Capital for Merchants program. For more
information on representing NAB and its products, go to www.gonab.com/cash or call 1-877-537-5313.

SAePay is a family-owned business based in Los
Angeles, CA. For over 15 years, the company has
been assisting merchants with payment solutions
U to fit their needs. USAePay's payment gateway
supports most of the major platforms in the credit card indus-
try and works with some of the leading check platforms.
USAePay is pleased to work with most of the larger merchant
service banks in the US and Canada.

What’s New:
Mobile POS integrity you can count on

I n today’s world, the idea of adding a mobile POS system into the business plan is no longer a luxury for merchants.

In fact, taking payment through a mobile system has almost become a necessity for brick-and-mortar and on-the-go
merchants in order to stay competitive.

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